Kelly Ward, Realtor®, JD | Bellabay Realty
Home
Divorce & Real Estate
Buying a Home
Selling a Home
Sell Now vs Wait
Kelly Ward, Realtor®, JD | Bellabay Realty
Home
Divorce & Real Estate
Buying a Home
Selling a Home
Sell Now vs Wait
More
  • Home
  • Divorce & Real Estate
  • Buying a Home
  • Selling a Home
  • Sell Now vs Wait
  • Home
  • Divorce & Real Estate
  • Buying a Home
  • Selling a Home
  • Sell Now vs Wait

The Home Buying Process

Buying a home is one of the biggest decisions you'll ever make. As a licensed Realtor and Attorney in West Michigan, I guide you through every step — from your first search to the moment you get the keys — making sure your interests are protected throughout.

Schedule a Consultation

Step-by-Step: Buying a Home

Step 1: Get Pre-Approved for a Mortgage

Step 2: Define Your Needs & Start Searching

Step 2: Define Your Needs & Start Searching

Before you start shopping, get pre-approved by a lender. This tells you exactly how much home you can afford and shows sellers you're a serious buyer. I can connect you with trusted local lenders.

Step 2: Define Your Needs & Start Searching

Step 2: Define Your Needs & Start Searching

Step 2: Define Your Needs & Start Searching

We'll discuss your must-haves, preferred neighborhoods, school districts, and budget. I'll set up a custom property search and alert you as soon as homes matching your criteria hit the market.

Step 3: Tour Homes & Make an Offer

Step 2: Define Your Needs & Start Searching

Step 4: Home Inspection & Due Diligence

I'll accompany you to showings and provide professional insight on each property. When you find the right home, I'll help you craft a competitive offer — and negotiate on your behalf using my legal and market expertise.

Step 4: Home Inspection & Due Diligence

Step 5: Financing, Appraisal & Clear to Close

Step 4: Home Inspection & Due Diligence

Once your offer is accepted, I'll coordinate a professional home inspection. I'll review all findings with you and, if needed, renegotiate repairs or credits on your behalf to protect your investment.

Step 5: Financing, Appraisal & Clear to Close

Step 5: Financing, Appraisal & Clear to Close

Step 5: Financing, Appraisal & Clear to Close

Your lender will finalize your mortgage and order an appraisal. I'll keep the transaction on track, communicate with all parties, and make sure every deadline is met so there are no surprises at closing.

Step 6: Closing Day — You Get the Keys!

Step 5: Financing, Appraisal & Clear to Close

Step 5: Financing, Appraisal & Clear to Close

On closing day, you'll sign the final documents, pay closing costs, and receive the keys to your new home. I'll be right there with you to make sure everything goes smoothly and answer any last-minute questions.

Ready to Start Your Home Search?

Get in Touch

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Let's Find Your Perfect Home

Whether you're just starting your search or ready to make an offer, I'm here to guide you every step of the way with expert legal and market knowledge.

Kelly Ward, Realtor®, JD | Bellabay Realty

248-910-6423

Copyright © 2026 Kelly Ward, Realtor®, JD | Bellabay Realty - All Rights Reserved.


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